Monday, January 19, 2009

Sex and investment are an item

Monday, January 19, 2009
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WHOSE idea was it to invent the bolster? It's one of my least liked items in a household -- in a matrimonial bed, to be specific. At night it sits like a wedge in bed between the wife and I when disagreements hit the boiling point. But, thank God, of late the bolster has found its rightful place elsewhere in the bedroom and the queen-size bed now feels just right -- tight enough our flesh touch each other every night. It feels good to share the bed with the wife. Thanks to that condo unit in a building that will be completed in two-three years.

It's strange. How could an investment in a condominium unit that is yet to be built smooth out the rough edges of a relationship? Strange, but it is happening to us and it's a welcome surprise. A big-ticket investment such as property can be a relationship-wrecker, but it doesn't have to be if all parties concerned have a good appreciation of the sacrifices to be made.

The Head of State and the First lady of the Republic of CondoKo have poor fiscal management skills. When we decided to sign the contract to buy the condo unit, we both knew it would involve significant changes to our lifestyle for the next 10-15 years of mortgage payments. I thought it would possibly scatter shards of broken glass in the apartment. We had never been good at money matters. Almost every finance-related congress we organized always ended with the bolster occupying a third of the matrimonial bed. This investment in a condo unit, however, has worked wonders for our relationship.

The past seven weeks since we signed the contract, we've not had major skirmishes at home. We've had arguments over household expenses, but this time they were surprisingly easy to resolve. And that, my friends, is an impressive record for my dear Republic.

I don't know if this should be credited to the stars being perfectly aligned this year as far as our marriage is concerned. Or perhaps it's simply because the decision to invest was popular. Let me recount the days before we signed on the dotted line.

We made a vow to place this property investment at the centre of our financial plan at least for the next two-three years. School-related expenses, of course, still take precedence, but all else is secondary. We recited this vow several times over two nights.

We read to each other a list of things we would give up while we stabilize our cash flow. We read it as if it were some kind of litany. Again and again and again.

We asked ourselves over and over how we wanted this investment. And each time, it was a convincing duet of lovers who wanted to own a house -- more specifically the condo unit we were about to buy.

The result? I'm pretty confident we could overcome any future disagreements on money matters. And more importantly, the bolster has been out of commission and these days we tend to keep the airconditioning hard at work every night so the room's temperature can play catch up with ours. Okay, that's wasting money. Well, life's not all about money. Okay, got to turn out the lights.


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