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LISTEN UP, Mr. Frugality! This is the draft of my first State of My Republic speech.
Someone withdrew money from my bank account. And it's a welcome development as far as my personal goal of owning a house is concerned.
Yes. Yes. Yes. Add exclamation points. Yes. A few days ago I wrote: The money that I sent through a remittance firm is finally in my checking account waiting for the developer to collect as my first monthly downpayment for, uhrrm, my condominium unit in the Philippines. I made it. It was a long wait and it kept me on the edge of my seat because of the long holiday back home. The cheque was scheduled for clearing on Dec 30. My reliable sister-in-law deposited the money on Monday morning, according to the account details that I just checked through the bank's online banking site.
Today I've confirmed through online banking that the developer has already cleared the cheque.
The wife and I mumbled a little prayer. One cheque down, 156 more to go. It's a long journey from now and more belt-tightening steps ought to be discussed and put in place.
Frugality is a concept that remains a stranger and insists on living in our apartment. Every now and then, we all give this creature named Frugality a dagger look as he hovers among us during conversations, meals and family conventions in front of the telly.
I've reminded all citizens of my republic
...that Mr. Frugality is on a state visit here and everyone is expected to treat him with utmost respect. Not that I worship Frugality what's-his-last-name; I, the Head of State of my republic, will purchase that notebook computer (the First Lady agrees we need one) when the bank account shows a bit more leeway for extra expenses. The First Lady and I have decided, after a lengthy and medium-fire discussion, that the republic needs a notebook computer. The First Son needs it for school-related research work; the First Lady needs it to start blogging and; the Head of State needs it to sustain his site dedicated to keeping him on track in the family's financial goal.
Frugality is moping at a corner in the apartment. I will not assuage his pain. After all, he'd be furious if he learns how much we spent the last three days. On top of basic household expenses, we shelled out about $70 (US) on two paperbacks for the wife, undershirts and hankies for the son and other items frowned upon by the State Visitor. If Frugality calls for scrimping on matters directly related to basic and continuing education, I will not think twice about committing a diplomatic faux pax.
My republic's fiscal health isn't impressive, but it has met its financial obligations.
Back to Home
::: First time to visit? Read my earlier posts (Poor guy signs a cheque & I bought a house) or visit my library for a list of articles.
::: Wonder what that Money Hacker logo on the sidebar is all about? It's a network of personal finance sites. I applied for membership and obviously the group doesn't find this blog eligible. But let me keep the logo for a few more days. Looks cool, isn't it?
::: Site-hopping tracks: Ms Ellen (Kenji notified her of my comment and she posted in her blog. Thanks Kenj of thoughtskoto.blogspot); Hypen (Read only one entry and my jaw dropped. Didn't have time to establish if the blog is on his fiction work.); ...
If you've noticed the past couple of weeks I carried in my Sidebar a link to Money Hacker, a network of personal finance blogs that aim to teach people financial literacy. Of course, the network didn't bother to reply. I can't recall what exactly went on in my head when I applied for membership in the network. But I surmise I did it on the belief that I could teach people how to handle their money. And I even had the gall to write in my header that this is a personal finance blog.
